Welcome to Tk's country pools

No. Our Lender does a "soft pull" on your credit and it will not harm your credit score. If you decide to proceed further after pre-qualification and accept the loan offers, then a "hard pull" is performed to activate your loan. Only then will you see your credit score affected. 

Our Lender will look at all clients in a case-by-case situation, but typically a credit score of 640 is required to be pre-qualified. 

If you are accepted for a loan offer from our Partners, you will work with them directly to work out the details and they will fund you directly 100% direct deposit into your checking account. If you are turned down for a loan, we may still be able to help. Bring us your letter from the Lender stating why you have been declined. We will work with you to help you overcome the obstacles and still may be able to get you swimming on an in-house term. Just ask us, we are here to help!